Privacy-Focused Financial Management

Your financial data stays
on your desktop.

No cloud sync. No subscription. Mugove runs completely offline, keeping your financial data private on your computer.

Buy Mugove for $49 See what's included
No cloud sync No account required Your data remains private
Menu
Dashboard
Pages
Expenses
Income
Accounts
Credit Cards
Loans
General
Settings
📷  Database   247.3 MB
Dashboard
Dashboard › Dashboard
Mar 3 – Apr 14, 2026 ↻ Regenerate
Available Balance (Bank Accounts) $4,592.35
Mar 3–9
+ Expense+ Income↻
RentMon, Mar 3rd
$1,200.00
GroceriesTue, Mar 4th
$190.00
Car PaymentThu, Mar 6th
$412.00
Adobe CreativeONE-TIMESat, Mar 8th
$54.99
Total$1,856.99
Project Invoice (Friday)Fri, Mar 7th
$3,200.00
Surplus$1,343.01
Balance After$5,935.36

Privacy shouldn't require a compromise.

You shouldn't have to choose between a capable finance app and keeping your data private. Mugove was built from day one so you never have to make that trade-off.

What most finance apps take
✕ Your complete transaction history
✕ Your account balances
✕ Real-time spending data
✕ Stored on their servers indefinitely, or worse, resold
What Mugove takes
🔒 Nothing.

The complete picture.
Entirely offline.

Every bill, income source, credit card, and loan in one place. No account needed. No sync. No cloud.

📅

Pay-Period Planning

Set your income schedule once and Mugove builds a rolling plan around it, slotting every bill under the payment it falls before. Weekly, bi-weekly, monthly, or irregular.

📊

Expenses, Income, and Accounts

Track every expense with exact due dates and log multiple income sources at any frequency. Bank balances feed directly into your projected standing after every bill.

💳

Credit Cards, Loans, and BNPL

Track every card's balance, limit, APR, and due dates alongside traditional loans and Buy Now Pay Later splits from Klarna, Afterpay, and others. Mark payments and watch balances update.

A look inside.

Menu
Dashboard
Pages
Expenses
Income
Accounts
Credit Cards
Loans
General
Settings
📷  Database   247.3 MB
Dashboard
Dashboard › Dashboard
Mar 3 – Apr 14, 2026 ↻ Regenerate
Available Balance (Bank Accounts) $4,592.35
Mar 3–9
+ Expense+ Income↻
RentMon, Mar 3rd
$1,200.00
GroceriesTue, Mar 4th
$190.00
InternetWed, Mar 5th
$79.99
Car PaymentThu, Mar 6th
$412.00
Adobe CreativeONE-TIMESat, Mar 8th
$54.99
Domain RenewalONE-TIMESat, Mar 8th
$34.99
Total$1,971.97
Project Invoice (Friday)Fri, Mar 7th
$3,200.00
Surplus$1,228.03
Balance After$5,820.38
Mar 10–16
+ Expense+ Income↻
GroceriesTue, Mar 11th
$190.00
GasThu, Mar 13th
$60.00
PhoneFri, Mar 14th
$65.00
Menu
Dashboard
Pages
Expenses
Income
Accounts
Credit Cards
Loans
General
Settings
📷  Database   247.3 MB
Credit Cards
Dashboard › Credit Cards
Total Limit
$5,000.00
active credit lines
Total Balance
$743.28
across active cards
Available
$4,256.72
remaining credit
Overall Usage
15%
1 active card
All Credit Cards+ Add Card
🔍 Search cards...
Status
Card Name
Limit
Balance
Usage
APR
Due Day
Statement
Actions
Chase Freedom Unlimited
$5,000.00
$743.28
15%
19.99%
21st
5th
EditDelete
Menu
Dashboard
Pages
Expenses
Income
Accounts
Credit Cards
Loans
General
Settings
📷  Database   247.3 MB
Expenses
Dashboard › Expenses
Monthly
$2,354.98
active monthly
Weekly / Bi-weekly
$520.00
active recurring
Items
22
all active
All Expenses+ Add Expense
🔍 Search expenses...
Status
Expense Name
Frequency
Due
Amount
Actions
Groceries
Weekly
Tuesday
$190.00
EditDelete
Gas
Weekly
Thursday
$60.00
EditDelete
Rent
Monthly
1
$1,200.00
EditDelete
Car Payment
Monthly
15
$412.00
EditDelete
Electric
Monthly
12
$94.00
EditDelete
Internet
Monthly
8
$79.99
EditDelete
Car Insurance
Monthly
3
$164.00
EditDelete
Phone
Monthly
22
$65.00
EditDelete
Netflix
Monthly
1
$22.99
EditDelete
Spotify
Monthly
5
$11.99
EditDelete
Amazon Prime
Monthly
17
$17.99
EditDelete
GitHub
Monthly
10
$21.00
EditDelete
Figma
Monthly
1
$45.00
EditDelete
Cloud Backup
Monthly
10
$8.99
EditDelete
Menu
Dashboard
Pages
Expenses
Income
Accounts
Credit Cards
Loans
General
Settings
📷  Database   247.3 MB
Income
Dashboard › Income
Est. Monthly
$4,234.80
all active sources
Monthly
$0.00
active monthly
Weekly / Bi-weekly
$2,450.30
active recurring
Daily
$0.00
2 paused
All Income+ Add Income
🔍 Search income...
Status
Income Source
Frequency
Pay Day
Amount
Actions
Design Work
Weekly
Monday
$620.00
EditDelete
Freelance Writing
Weekly
Wednesday
$285.00
EditDelete
Consulting Co.
Bi-weekly
Friday
$740.00
EditDelete
Client Retainer
Bi-weekly
Friday
$1,225.30
EditDelete
Annual Bonus
Yearly
Mar 1
$4,800.00
EditDelete
Menu
Dashboard
Pages
Expenses
Income
Accounts
Credit Cards
Loans
General
Settings
📷  Database   247.3 MB
Loans
Dashboard › Loans
Total Owed
$18,342.00
across active loans
Monthly Payments
$546.00
minimum due
Loans
2
all active
All Loans+ Add Loan
Status
Loan Name
Type
Balance / Progress
Payment
Due
Actions
Klarna (Laptop)
BNPL
4 of 6 paid   $329.94 left
$54.99
Monthly
9th
EditDelete
Personal Loan
Loan
$18,012.06
10.5% APR
$491.00
Monthly
3rd
EditDelete
🔒

It's your data.

No accounts. No cloud sync. No server that can be breached. Mugove stores everything in a single SQLite file on your computer. Back it up anywhere you like. Your financial life is yours, not ours.

No account required
No subscription
No cloud storage
Works offline

All platforms.

Available for Linux, Windows, and macOS.

🐧
Linux
Ubuntu, Mint, Fedora, Arch
🪟
Windows
Windows 10 and 11
🍎
macOS
Intel and Apple Silicon

Simple, honest pricing.

One price. No tiers. No upsells. No "premium" features locked behind a wall.

Early Bird Special
$49
Pay once. Use forever.
✓ Full desktop app for Linux, Windows, and macOS
✓ Pay-period planning engine (weekly, bi-weekly, monthly)
✓ Expenses, income, credit cards, loans, BNPL tracking
✓ 100% offline, no account needed
✓ 1 year of free updates included
Buy Mugove for $49

Secure checkout via Stripe

Questions

Is this really a one-time payment?

Yes. You pay $49 once and own the software outright. No monthly fees, no annual renewals. Your purchase includes one year of free updates and new features. After that year, the app keeps working exactly as it is. You are never cut off or forced to upgrade.

Where does my data go?

Nowhere. Everything is stored in a SQLite database file on your own desktop. Mugove never connects to any server.

Do I get updates?

Yes, your purchase includes 1 year of free updates. Download any new version released within 12 months of your purchase date.

Which operating systems are supported?

Linux (Ubuntu, Mint, Fedora, Arch, and others), Windows 10/11, and macOS (both Intel and Apple Silicon).

What is a pay-period plan?

Instead of grouping bills by calendar month, Mugove groups them by when you expect income. Each payment or deposit becomes a "period" with the bills that fall due before the next one arrives.

Can I back up my data?

Yes. Everything is stored in a single database file on your desktop. You can find the exact path in Mugove under Settings. Copy that file anywhere to back it up or move it to another computer.

What's new in Mugove

Actively developed.

Latest June 2026
NewSupport for Traditional Loans and BNPL loans (Klarna, Afterpay, and others)
NewBackup your local database and switch between multiple databases on your computer
ImprovedCredit Card Paydown tool with more accurate projections and a cleaner UI
FixResolved issues affecting macOS users

It's your money, it's your data.

One $49 purchase. No subscriptions, no accounts, no cloud. The full app on every platform, with your financial life staying exactly where it belongs.

No cloud sync No account required Linux, Windows, and macOS Free updates for a year
Buy Mugove for $49

Secure checkout via Stripe • Instant download link by email